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Marsilje & Vander Plow Insurance

Holland's Hometown Agency
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Home Insurance
 
 
Whether you own or rent, insuring the place you call home can help protect you financially if you suffer a loss due to fire, theft, vandalism, or other covered events. Depending on where you live - a house, apartment, or condominium – the right home insurance policy can provide you peace of mind as well as the money you need to repair or replace your home and/or belongings. It will also cover you in the event someone is injured while on your property and wins a legal judgment against you.
 

The Homeowners Policy

Homeowners policies differ by which losses are covered, which coverages you choose, and what type of residence you own. Holland's Hometown Agency will help you choose which policy is best for you, whether it’s a comprehensive policy that cover losses such as fire, hail, smoke, falling objects, vandalism and theft of personal property, or whether it’s a policy that covers only specified losses.

Types of coverages
The four types of homeowners’ coverage are:

Structural — Covers damage to your home or dwelling.

Personal Belongings — Covers damage to items in your home.

Liability Protection — Covers your legal responsibility for injuries or damage to other people or property.

Additional Living Expenses — Covers costs for temporary housing, meals, etc., while your home is being restored or rebuilt.
 
 

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